Federal, State and Privately Assisted
Zero Down Payment Loan Programs
Macomb County Oakland County

My name is Brian LaDue with Lakeside Property Shop.  I specialize in helping people find nice family homes using super low down payments home loans.  I provide this service free of charge, with my no-obligation Free Home Finder service.

Most lender and banks are using only 3 to 4 different types of loans, all requiring $8,000 to $15,000 for a down payment.  There are more than 60 different ways to finance a home. Many agents are familiar with only 4 or 5 methods. I use all 60.  I have done research and I have found little known mortgage companies who offer dozens of Federal, State and privately assisted low down payment home loans to help you save thousands of dollars on your down payments in Macomb County and Oakland County Michigan.

There are loan programs that do not require W-2’s to establish income, these programs would be perfect if you are self employed, earn tips, or are commissioned based and you won’t need a down payment or closing costs. You can literally buy a home without a penny out of your pocket.

If you are a first time homebuyer there are loans available for no down payment and no closing costs even if you have spotty credit.

There is also a new loan program that will give you up to $7,500 towards your down payment and closing costs. If you qualify for a FHA loan you most likely will qualify for this loan. The best part is that the interest rate is about .75% less than a FHA mortgage.

For example:
FHA: A $100,000 home with closing costs and down payment = monthly payment of $676.32
Under this new program: A $100,000 home with zero closing costs and no down payment = monthly payment of $571.91

That's a savings of $104.41 each and every month. Over a 5 year period, you'll save $6,264.60

If you are looking for an investment property I also know of no down payment loans for those too.

Finding these low down loan programs is my specialty. There are over 60 different types of home loans available at any given time, some of these loans programs expire when new loan programs become available. Most home loan lenders choose not to service these types short term loans and thus most real estate companies do not even know that these incredible programs exist. If they do, they don't want to be bothered with all the extra paperwork and research involved to help you obtain these low down payment home loans.

With my free Preferred Buyer Service, you help me program my powerful computers to search all listed homes for sale by all real estate companies. My computers match homes that meet your exact specifications. I will then fax, telephone or e-mail you the information.

My state-of-the-art computer software has direct access to the Association of Realtors mainframe computers. You'll know about new listings the very day they are entered into the Multiple Listing Service, often 4 to 7 days before other buyers know about these homes- and a week or more before these homes are advertised or held open.

No matter what style of home you want, you'll find it with my computers. Do you want two baths? A garage? How about a finished basement? Do you want an acre of land in the country? Or do would you like to buy a bank owned property?

My computers will provide you with information on every home available meeting your specifications. You obtain all the facts you need. You see exactly what is available for sale. You tell me what homes you like. I'll make private showing arrangements, at your convenience, for any home, anywhere, listed by any real estate company.

All of my services are free. I'm paid by the seller if you buy a home. If you look at homes for a while and decide not to buy, that's fine. There is never any pressure or obligation.


If you have any questions or if I can be of any help with your real estate purchase or sale, please do not hesitate to call me.

I have created this website for one reason and that is to help you to make an informed decision.

Best of luck,

Brian LaDue
"Lakeside Property Shop"
(586) 873-2242  Macomb County
(248) 787-8644  Oakland County
agent@brianladue.com

OFFICE LOCATION:
14072 North Lakeside Blvd A
Shelby Twp. MI 48315